Competitive Returns with Relatively Low Risk
Earn additional income with quick, easy access to your cash
Our US$ Income Fund is your first step towards investing in the international market. It’s a short to medium-term investment offering the potential to earn income while allowing access to your funds – all without penalties.
The Fund invests in a diversified range of quality short-term US$ denominated fixed-income securities. These include a wide range of government, corporate and money market instruments of grade quality.
It’s easy to get started
All you need is a minimum of US $100.00 to start investing. Additional contributions of US $20.00 can be made at your own pace.
Get 100% access
Investors always have quick and easy access to funds. You can make withdrawals at any time with your UTC US$ VISA International Debit Card and for international transactions with daily withdrawal and point of sale services. There are no charges or penalties for withdrawals at UTC ATMs and there are no surprises!
How does the Fund work?
The rate of income for each month is quoted at the start of the particular month and is intended to reflect the minimum earnings. If the Fund earns a higher rate of income than expected, then it will be passed on to unitholders.
To keep you informed, the rate is published daily on the UTC website and in the Trinidad and Tobago print media.
Faster growth opportunity
With the US$ Income Fund, interest is compounded daily and credited quarterly, giving you the potential for faster accumulation.
Interest earned is credited to your account at the end of each quarter.
January 1 – March 31
April 1 – June 30
July 1 – September 30
October – December 31
*Some ATMs in Trinidad and Tobago dispense US currency. Some ATM owners charge an additional fee, which they will specify. Withdrawal limits at some ATMs may be lower.
Disclaimer: Investors should consider a Fund’s investment objectives, risks, charges and expenses carefully before investing. This and other important information can be found in the Fund’s prospectus. Obtain a prospectus from our website or at any of our UTC Investment Centres and read carefully before investing.