TAKE THE NEXT STEP

Open an Investment Account

Let’s get started!

You can now open an account online OR complete an application form and visit anyone of our Investment Centres or Agencies.

We require different information depending on your employment and residency status, as well as the type of account you are interested in.

Here’s what you will need:

FOR INDIVIDUALS 

SELF-EMPLOYED

  • Minimum of one form of valid identification (you can upload more than one if desired):
    • National ID card
    • Driver’s Permit
    • Passport
  • Proof of address (no older than six (6) months, which can be any one of the following:
    • Utility bill where the provider details are clear
    • Statement from a regulated Financial Institution
    • Confirmation letter from an established employer, confirming the address registered by the company for its employee
    • Board of Inland Revenue Tax Return or Notice of Assessment from the previous year
    • TTPOST Card bearing the name of the prospective unitholder
    • A confirmation of residence letter from the owner of the property, along with a copy of the utility bill OR a copy of the current lease or rental agreement, along with a copy of the most recent receipt of payment (no older than two (2) months) (Note: In the case of a deceased owner, please provide a copy of the death certificate and a copy of the utility bill)
    • Any other document that corroborates the authenticity of the prospective unitholder’s address
  • Proof of income — Any combination of the following documents:
    • Certificate of trade
    • Receipt books
    • Rental receipts/lease for business
    • Certificate of registration (if business is registered)
    • Bank statements for the last six months (in either the business’ or owner’s name)
  • National identification for business trade (e.g. taxi badge, taxi registration documents, or any other document that may support business trade or a functional equivalent

EMPLOYED

  • Minimum of one form of valid identification (you can upload more than one if desired):
    • National ID card
    • Driver’s Permit
    • Passport
  • Proof of address (no older than six (6) months, which can be any one of the following:
    • Utility bill where the provider details are clear
    • Statement from a regulated Financial Institution
    • Confirmation letter from an established employer, confirming the address registered by the company for its employee
    • Board of Inland Revenue Tax Return or Notice of Assessment from the previous year
    • TTPOST Card bearing the name of the prospective unitholder
    • A confirmation of residence letter from the owner of the property, along with a copy of the utility bill OR a copy of the current lease or rental agreement, along with a copy of the most recent receipt of payment (no older than two (2) months) (Note: In the case of a deceased owner, please provide a copy of the death certificate and a copy of the utility bill)
    • Any other document that corroborates the authenticity of the prospective unitholder’s address
  • Proof of income – Job letter/pay slip (no older than six (6) months)

STUDENTS

  • Minimum of one form of valid identification (you can upload more than one if desired):
    • National ID card
    • Driver’s Permit
    • Passport
  • Letter from parent or guardian indicating that they will be sponsoring the student, along with a copy of the parent or guardian’s job letter/payslip and ID.
  • Letter of authorisation to utilise the proof of address (Available at all UTC Investment Centres)

UNEMPLOYED

  • Minimum of one form of valid identification (you can upload more than one if desired):
    • National ID card
    • Driver’s Permit
    • Passport
  • Proof of address (no older than six (6) months, which can be any one of the following:
    • Utility bill where the provider details are clear
    • Statement from a regulated Financial Institution
    • Confirmation letter from an established employer, confirming the address registered by the company for its employee
    • Board of Inland Revenue Tax Return or Notice of Assessment from the previous year
    • TTPOST Card bearing the name of the prospective unitholder
    • A confirmation of residence letter from the owner of the property, along with a copy of the utility bill OR a copy of the current lease or rental agreement, along with a copy of the most recent receipt of payment (no older than two (2) months) (Note: In the case of a deceased owner, please provide a copy of the death certificate and a copy of the utility bill)
    • Any other document that corroborates the authenticity of the prospective unitholder’s address
  • A letter stating source of funding along with a minimum of one valid ID and proof of address, is required.

RETIRED

  • Minimum of one form of valid identification (you can upload more than one if desired):
    • National ID card
    • Driver’s Permit
    • Passport
  • Proof of address (no older than six (6) months, which can be any one of the following:
    • Utility bill where the provider details are clear
    • Statement from a regulated Financial Institution
    • Confirmation letter from an established employer, confirming the address registered by the company for its employee
    • Board of Inland Revenue Tax Return or Notice of Assessment from the previous year
    • TTPOST Card bearing the name of the prospective unitholder
    • A confirmation of residence letter from the owner of the property, along with a copy of the utility bill OR a copy of the current lease or rental agreement, along with a copy of the most recent receipt of payment (no older than two (2) months) (Note: In the case of a deceased owner, please provide a copy of the death certificate and a copy of the utility bill)
    • Any other document that corroborates the authenticity of the prospective unitholder’s address

FOR BUSINESSES

INCORPORATED

  • Certificate of Incorporation
  • Memorandum & Articles of Association/Continuance
  • Management reports (for last three years)
  • Register of Directors
  • Signatories’ names, titles & signing authority
  • Personal information for beneficial owners
  • Request letter

UNINCORPORATED

  • Management reports (for last three years)
  • Signatories’ names, titles & signing authority
  • Personal information for beneficial owners
  • Request letter

SOLE TRADER 

  • Request letter with signatory name & title

PARTNERSHIP

  • Partnership agreement
  • Management reports (for last three years)
  • Signatories’ names, titles & signing authority
  • Personal information for beneficial owners

ASSOCIATION/CLUB

  • Bye-laws
  • Request letter containing signatories’ names, titles & signing authority

CHARITY/NON-GOVERNMENTAL ORGANISATION

  • Bye-laws
  • Request letter containing signatories’ names, titles & signing authority

CHARITY/NON-GOVERNMENTAL ORGANISATION

  • Request letter

NON-RESIDENTS

Due to the new statutory and regulatory requirements with which all financial institutions in Trinidad and Tobago must comply, this facility is no longer available to new unitholders. However, existing unitholders residing overseas can open additional accounts once they provide the following documents, which must all be notarised by a notary public:

  • Completed application forms (downloadable here)
  • Minimum of one form of valid identification (you can upload more than one if desired):
    • National ID card
    • Driver’s Permit
    • Passport
  • Proof of address (no older than six (6) months, which can be any one of the following:
    • Utility bill where the provider details are clear
    • Statement from a regulated Financial Institution
    • Confirmation letter from an established employer, confirming the address registered by the company for its employee
    • Board of Inland Revenue Tax Return or Notice of Assessment from the previous year
    • TTPOST Card bearing the name of the prospective unitholder
    • A confirmation of residence letter from the owner of the property, along with a copy of the utility bill OR a copy of the current lease or rental agreement, along with a copy of the most recent receipt of payment (no older than two (2) months) (Note: In the case of a deceased owner, please provide a copy of the death certificate and a copy of the utility bill)
    • Any other document that corroborates the authenticity of the prospective unitholder’s address
  • Proof of income – Job letter/pay slip (no older than six (6) months)
  • Income tax return
  • BIR Notice of Assessment (from previous year)
  • W-8 BEN or W-9 Form
  • Payment can be made via ACH, Uon Transfer from existing UTC account to new account or Wire Transfer.
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