Get the Best of Both Worlds

The Unit Trust Corporation and Pan American Life Insurance of Trinidad and Tobago Limited have together created the Student Investment & Protection Plan — a unique investment plan that combines investing in for your child’s future with an accident and medical insurance protection.

The SIPP is a dual-purpose investment, giving you additional protection for your children while investing in their future. With regular contributions, your child can have a head start towards achieving financial independence by the time he/she has graduated from secondary school.

Accident and Medical Insurance provided by Pan American Life Insurance of Trinidad and Tobago Limited covers your child 24/7, anywhere in the world.


You can begin investing with just TT $50 — an initial sum that covers the minimum insurance premium of TT $25 (per annum) and the minimum investment of TT $25 (per month). After the first payment, monthly contributions can be at a minimum of TT $25, which covers the minimum investment. You can increase your investment at any time, either monthly or through a lump sum payment.

High returns

Your SIPP is invested in stocks and shares of local companies trading on the stock exchange, government and government-guaranteed bonds, short-term securities, and foreign investments. Our team of experienced professionals, who are experts in money management, financial analysis, economic forecasting and banking, ensure that your investment gives the best growth possible over the long term and secures the highest available returns throughout your child’s school years.

Disclaimer: Investors should consider a Fund’s investment objectives, risks, charges and expenses carefully before investing. This and other important information can be found in the Fund’s prospectus. Obtain a prospectus from our website or at any of our UTC Investment Centres and read carefully before investing.
No other plan offers you this one-of-a-kind opportunity!