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Retirement Planning

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Retirement promotion conditions

Promotional Period: March 2nd to May 29th, 2026

  1. New Unitholders: Open a Universal Retirement Fund or Pensions Plus account with a minimum monthly automated payment (automated online recurring payment or standing order) of $200 to enter.
  2. Existing Unitholders: can set up automated online recurring payments or standing orders of a minimum of $200 to be eligible.
  3. Unitholders will not be able to withdraw the prize of TT$5000 before 5 years after disbursement.
  4. UTC employees and employees of UTC Agencies are not eligible to participate in this promotion.
Securing your future, starting now

Plan a future of financial freedom.

Retire from paycheck to passive income. Reinvent your retirement goals and pay for your desired lifestyle. A little can go a long way!

Explore your options. Start today!
Individual Retirement Unit Account
Universal Retirement Fund
Pension Plus

Calculate Retirement Savings

Planning for retirement should never be delayed. It is important to save for your retirement throughout your working years so that you can retire and live in comfort. Our retirement calculator will help you to estimate how much funds you’ll need to set aside for a comfortable retirement.