UTC Visa Electron debit card

  • Are there any costs associated with the Visa Electron debit card?

Yes. There is an annual fee of TT $100, which is debited on the anniversary of the card’s issue date. There is also a local ATM fee of TT $7 for the use of non‐UTC ATMs, but withdrawals from UTC ATMs are free.

  • What is my daily limit on the TT$ Income Fund Visa debit card at the ATM?

Your daily limit is TT $3,500, regardless of whether you use UTC ATMs or the ATMs of other local banks.

  • Is there an expiry date for the Visa Electron debit card?

Yes. The card is valid for three years, after which a renewal replacement card is provided. However, on the anniversary date of the card, an annual fee will be automatically deducteD from the customer’s TTIF and USIF account, respectively.

  • What is the procedure if my card is lost/stolen?

Locally: Immediately call the Contact Centre (1‐868‐625‐8648, Options 1 to 4),  or visit any Investment Centre to file a report. Please submit written notification within 48 hours of your call.

Overseas: Immediately call Visa International and file a lost/stolen report. For the Visa Assistance Centre (United States and Canada), call toll‐free 1-800-847-2911.  From other countries, please call collect at 1-410-581-9994.

  • Can I have a Visa Electron debit card on a company account?

No. The Visa Electron debit card is only applicable to individual accounts.

  • Are there fees for international transactions?

No. The TT Visa Debit card can only be used locally, not internationally.

  • I receive an error when I attempt to request a debit card.

You may already have a debit card issued. If you are unable to solve the problem, please contact us (1‐868‐625-8648, Options 1 to 4). You can reach us daily between the hours of 7:00 a.m. to 10:00 p.m., or send an email to visaservices@ttutc.com.