Articles & Whitepapers

For investors, global regulatory developments can sometimes feel distant or highly technical. However, Trinidad and Tobago’s recent removal from the European Union’s list of non-cooperative jurisdictions for tax purposes is an important development that could have meaningful implications for the country’s investment environment and long term investment opportunities. On February

There is a global ripple right now; the conflict involving Iran is shaking global markets, and the most immediate impact is seen in oil prices. The primary “nerve center” here is the Strait of Hormuz. This narrow shipping lane is one of the world’s most critical energy chokepoints; a significant

Interest rates are one of the most important forces shaping the global economy. They influence how much it costs to borrow money, how much savers earn on deposits, and how investments perform over time. When central banks adjust interest rates, the effects ripple through financial markets. Mortgage rates may change,

Opening a Children’s Investment Savings Plan (CISP) is often a deliberate and responsible step toward securing a child’s future. Many families begin with a clear intention to contribute consistently and build steadily over time. However, financial realities evolve. School-related expenses increase, household obligations expand, and contributions may gradually become irregular.

Global markets are experiencing heightened uncertainty driven by interest rate transitions, geopolitical shifts, regulatory reform, and evolving capital flows. While volatility is inherent to financial markets, its structural drivers have become more interconnected. For high net worth individuals in the Caribbean, wealth management planning must account not only for asset

In February 2026, Trinidad and Tobago was formally removed from the European Union’s list of non-cooperative jurisdictions for tax purposes. The decision followed a review process assessing compliance with international standards on tax transparency, fair taxation, and anti-base erosion measures. While such developments may appear technical, international regulatory classifications often

Social media has become a powerful source of information across many areas of daily life, including personal finance and investing. Platforms such as Instagram, TikTok, YouTube, and X are increasingly used by individuals, particularly younger and first-time investors, to learn about investment ideas, market trends, and financial strategies. While this

Economic conditions in one country can often influence perceptions, confidence, and decision-making across an entire region. Venezuela’s economic environment has been shaped by prolonged structural challenges, policy changes, and external pressures over several years. While recent developments have attracted renewed attention, the broader regional context remains complex. For individuals and

Effective January 5, 2026, the National Insurance Scheme (NIS) contribution rate in Trinidad and Tobago increased from 13.2% to 16.2% of insurable earnings, following the passage of the Finance Bill.  These changes are a part of a broader reform package but have raised important questions for working citizens, businesses and

Vacations help you relax, unwind, and reconnect, but without proper planning, they can also lead to overspending, unnecessary debt, and financial stress. By applying smart financial principles before and during your trip, you can enjoy your time away while staying within your budget. Below are eight practical budgeting tips for