Protecting Your Investment

In todayís environment, there are more sophisticated techniques being used to defraud innocent cardholders of their money . As such, your best defense is to secure your card and personal funds against such attacks. With this in mind, our Security Tips will provide key information to help you protect your investments.

PERSONAL SECURITY TIP - DEVELOP A CULTURE OF VIGILANCE

  • The *Nilson Report places Global Card Fraud at US$14 billion in 2014, up 19% from 2013. With the ever increasing Card Fraud statistics it is imperative that we inform you, our key stakeholder in Card Fraud Protection and Mitigation, of the need for Daily Vigilance.

  • When using your card at merchants remember:
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PERSONAL SECURITY TIPS: ATM SAFETY TIPS

  • As you approach an ATM, be aware of your surroundings and have your card ready
  • Always use ATM machines during the day or at well-lit locations during the night
  • Do not use any ATM  that has suspicious protruding parts or unusual card readers
  • Do NOT accept help from anyone at the ATM
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PERSONAL SECURITY TIPS: SKIMMING

SKIMMING: The act of using a small device known as a skimmer to illegally collect data from the magnetic stripe of a credit or debit card. This information is written onto another blank cardís magnetic stripe and is then used to make purchases or withdraw cash from the account of an unsuspecting cardholder.
Incidents of card skimming (card cloning) have been increasing in numbers and in an effort to assist you in protecting yourself from the growing trend, the following is recommended... read more

PERSONAL SECURITY TIPS: LOST OR STOLEN CARD ASSISTANCE

If your card is lost or stolen IMMEDIATELY take steps to protect your investment by following a few basic procedures:
Contact UTC via one of the following Options:

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PERSONAL SECURITY TIPS: SHOULDER SURFING

SHOULDER SURFING involves looking over someone's shoulder, to get information. It is commonly used to obtain passwords, Personal Identification Numbers (PINs), security codes, and other similar data.
Shoulder Surfing can also be done from a distance using vision enhancing devices such as binoculars. Cameras can also be installed in ceilings, walls, other fixtures or ATMs to capture the entry of security codes or PINS. It has become a much greater threat due to the prevalence of mobile phones equipped with cameras and video recorders. read more

PERSONAL SECURITY TIPS: TRAVEL REGISTRY

When travelling, be sure to check in with our travel registry so we can contact you in case of emergencies or monitor your card activity for any suspicious transactions. You may inform our Customer Service Representatives at any one of our Investment Centres of your travel plans or e-mail us at VisaServices@ttutc.com with the following details:
Name, Date of Birth, Destination, Duration of Stay (Date of Departure & Return), and Contact Information (phone # and email address). read more