• Risk Level: Conservative
• People who have invested in this fund, also invest in: TT$ Income Fund

Disclaimer: It is important investors take the time to fully understand our financial products prior to investing. The information below is provided to give basic information on this product. Take the time to discuss your investments with our staff and understand all risks prior to investing. 

The fund invests in a diversified range of quality short-term US Dollar denominated fixed income securities. These securities will include a wide range of government, corporate and money market instruments of investment grade quality.

Price of US Income Fund Units

A minimum initial investment of US$100.00 is required. Subsequent investments, can be made with a minimum of US$20.00. Investors will have quick and easy access to their funds since withdrawals can be made in any amount at any time and are made possible with a UTC US Dollar VISA International Debit Card (INCLUDE LINK) 

Rate of Income Fund

At the start of every month an estimated yield is quoted. This quoted estimated yield is intended to reflect the minimum return the fund is expected to earn for the period. In the event the portfolio earns higher than was quoted, the investor will receive that higher rate. The quoted yield, however, can fluctuate from time to time and there is no guarantee the quoted yield will be realized. The rate is published daily on the UTC website and in the Trinidad and Tobago print media so you can always know your yield.

Once the rate has been determined dividend income will be calculated and credited to the investor’s account at the end of the quarter.

Quarterly Distributions

The Fund’s quarterly distribution periods are:

• January 1 – March 31
• April 1 – June 30
• July 1 – September 30
• October – December 31

Interest compounded daily and credited quarterly	Faster growth
No charges or penalties on withdrawal	No surprises
Withdrawals & deposits at any time	Investing at your own pace
100% access	Available in cases of emergency
US$IF Debit Card	No worries about carrying cash
Unchanging $20 per unit	Safety of capital
$100 to start	Everyone has an opportunity to invest
US Dollar denominated	Added currency protection