UTC 2012 Annual Report
Mr. Ian Chinapoo is the new Executive Director of UTC
The benefits of global investing
Events over the past few years have left little doubt in all our minds: The world is becoming very small. Our portfolios are increasingly embedded in the very fabric of the modern world. Investors now share risk on an unprecedented global scale.
Global events can have a ripple effect on global financial markets, and ultimately investors. The rate-rigging scandal that engulfed global banks, the disastrous fire in Bangladesh, the global mobile phone wars and the emergence of the developing countries as investment powerhouses can impact investors’ risk appetite and asset allocation mix.
Why investing at regular intervals works
Use the term “dollar cost averaging” in a conversation and chances are you would encounter puzzled looks. Truth is, it’s an investment technique that many successful investors already practice without even realizing it. Few investment strategies are more ingrained than dollar-cost averaging which simply means investing a fixed amount of money at fixed intervals of time over a long period, through thick and thin.
saving for children’s education
As a parent, you want to provide the very best for your children, which includes giving them a good tertiary education. But the cost of a quality education can be hefty and usually cannot easily be absorbed into a monthly or yearly budget. For this reason, you’ll need to plan very carefully for your children’s education.
The growing concern for many parents is their financial readiness for giving their children a tertiary education can be prohibitive. By the time one factors in the costs for books, spending allowances, housing and food and inflation, the total bill can be astronomical. It can even be substantially higher when tertiary education is pursued overseas.
Planning for retirement
Retirement planning can be more intimidating than any other personal finance topic. And with good reason: picture yourself at the end of your working years with family in tow and you are able to keep the lifestyle you had enjoyed during that period. You are well equipped financially to handle all your expenses, treat yourself to some fine dining and take Mrs. Retiree on that long transatlantic cruise you promised when you were still working.
UTC SUPPORTS ‘PRES’ CHAGUANAS FOR DRUG FREE ENVIRONMENT
18 March 2013: Team members of the Unit Trust Corporation (UTC) was a show of force when they came together recently to offer support to Presentation College, Chaguanas, in the promotion of a drug-free environment by participating in the central school’s 5K and Walk-A-Thon.
The Corporation has supported the event over the years and was thrilled to be a corporate partner in 2013.
Students of the Chaguanas North Secondary School created history when they walked away with the first, second and third place of the 22nd edition of the Trinidad and Tobago Unit Trust Corporation’s Schools’ Investment Game.
The announcement, made recently during the award ceremony at UTC’s Financial Centre in Port-of-Spain, was accompanied by shouts of jubilation and scenes of celebration from the students of the winning school.
Feature Address delivered by Mr. Justin Silva, UTC Portfolio Manager at UTC’s Schools’ Investment Game
Executive Director of the Trinidad and Tobago Unit Trust Corporation,Members of Senior Management, Students and Teachers,Members of the Media,
Good morning and welcome,
First I would like to extend congratulations to the students and teachers whose achievements we are celebrating today. I’m thankful to be here to recognize your achievements in the Unit Trust Corporation’s School Investment Game. Today I
But before I start, I have a question for you all. Can anyone guess what Steve Jobs, my mother and an aquarium full of fish have in common? Well let me talk to you for a bit and we’ll find out soon enough.
I was asked about a week ago to deliver this speech and I thought“yeah man this thing easy! Sock eye!” But pretty soon afterward reality set in and I started to wonder “but wait nuhwhat I really gonna talk about”?




















