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  • How do I send money from abroad?
    Deposits can be sent to your account via: 1. Wire Transfers 2. International Money Orders 3. Personal Cheques 4. Bank Drafts Options 2 to 4 must be made payable to TRINIDAD AND TOBAGO UNIT TRUST CORPORATION, quoting your account number. Wire Transfer instructions: US$ for US$ Income Fund Acc ...
  • What do I do if I want to withdraw funds from abroad?
    To request funds from your account, a notarised letter along with legible copies of two (2) valid pieces of ID (e.g. ID Card, Driver’s Permit or Passport) should be submitted. A Notary Public must notarise all documents. Your letter should advise the following instructions for wire transf ...
  • How do I set up a salary deduction?
    To set up a salary deduction, you will be required to visit any Investment Centre and fill out a salary deduction form, then forward to your payroll office or bank for authorisation. Please return the form to us once completed. Unit holders whose salaries are being remitted from a Ministry must ...
  • I have changed my name due to divorce, what do I do?
    Present two (2) valid forms of ID (e.g. ID Card, Driver’s Permit or Passport) with the new surname at any of our Investment Centers or authorised agents along with certified copy of Divorce decree.
  • What is my UTC ID?
    Your UTC ID is the seven (7) digit unique identification given to every unit holder by the Corporation. This is what you will use as your Login ID. You can find it on your statement in the top left hand corner. If you do not know your UTC ID, please call us at 625-8648 (UNIT) or ask any of our ...
  • I opened the account in my maiden name, but I am now married. What do I need to do?
    Present two (2) valid forms of ID (e.g. ID Card, Driver’s Permit or Passport) with the new surname at any of our Investment Centres or Authorised Agents along with certified copy of marriage certificate.
  • How do I open an account from abroad?
    Overseas Customers are required to complete the following: 1. Application forms which can be obtained from our website www.ttutc.com 2. Attach legible copies of two (2) valid forms of ID (e.g. ID Card, Driver’s Permit or Passport). 3. A Notary Public must notarise all documents. 4. A Refe ...
  • How do I change my address?
    To change your address, you are required to visit any one of our Investment Centers or Authorized Agents with valid ID (e.g. ID Card, Driver’s Permit or Passport), a utility bill, rent receipt or bank statement reflecting your new address. If you reside abroad, the documents must be notar ...
  • How do I close a joint account / remove a joint holder?
    To close a joint account or remove a joint holder, all parties must visit an Investment Centre with two (2) valid forms of ID. If any of the unit holders reside abroad, this request must be made in writing via a notarised letter and copies of two valid ID (e.g. ID Card, Driver’s Permit or ...
  • I have had my name changed via Deed Poll, what do I do?
    Present two (2) valid forms of ID with the new surname (i.e. ID card, Driver’s Permit or Passport) at any of our Investment Centers or authorised agents along with certified copy of Deed Poll.
  • I lost my wallet with all my IDs and I need to do a transaction, what can I do?
    You must present the following documents: * A police report detailing the loss of said documents * Receipt(s) from the government agency as proof of application for replacement of the lost identification. Please note that these transactions will only be processed at the discretion of the Unit ...
  • What do I require to open an account?
    The following requirements are needed to open an account: 1. Two (2) valid forms of ID (e.g. ID Card, Driver’s Permit or Passport. 2. A utility bill/ financial statement/ rent receipt to verify your legal address 3. A minimum deposit of TT$100 or US$100.
  • How are the funds on a deceased account accessed?
    When a unit holder dies the joint holder/s or beneficiary/beneficiaries can have access to the funds. The party/parties must present two (2) valid forms of ID (e.g. ID Card, Driver’s Permit or Passport) and a certified copy of the death certificate. NB. If the account is joint, sole owner ...
  • Does UTC offer loans?
    No. However, customers can use their funds as collateral to obtain a loan from a Commercial Bank or other financial institutions
  • Can persons process transactions on my account if I reside abroad?
    Customers who are abroad and wish to give someone authority on their account would be required to obtain a Power of Attorney. This legal document must clearly state the authority to process transactions at the Unit Trust Corporation. The instructions should include the types of authorisation e.g ...
  • Can I send someone with a cheque to deposit for me?
    Cheques can be deposited on unitholders’ behalf. These cheques must be endorsed by the unitholder and his/her forms of ID (e.g. ID Card, Driver’s Permit or Passport) affixed to the back of the cheque, along with the account number. The payee’s name must correspond with the name ...
  • Can I make cash withdrawals from my account?
    Unit holders are allowed to withdraw a maximum of one thousand dollars ($1000.00) from each of their account daily at the Customer Service Centres. Unit holders in possession of a UTC Debit Card can also make withdrawals from ATM of three thousand five hundred dollars ($3500.00) daily from their ...
  • Can either party withdraw or deposit if the account is joint?
    Any unitholder can make deposit on joint accounts. Unit holders on a joint account must sign a Joint Unit Holder Declaration Form establishing the signing authority on the account. This gives the unit holder the option of authorizing any, all or some of the joint holders to process repurchases a ...