ttutc • funds • retirement

Fund Prices

Annual Returns

Features & Benefits

 

Information Leaflet

Application Form

Overseas Investor Support

 

Where to Invest

Individual Retirement Unit Account

One of the easiest ways to build your retirement savings is through growth investments. The concept is simple: when you invest regularly in a growth instrument your income accumulates quickly, there is more money to make and your investment grows. This is the concept behind Unit Trust’s Individual Retirement Unit Account – a powerful investment for retirement or other long-term financial goals. The longer the funds remain in your IRUA account the more they grow and generate income.

When you retire, the income from other plans must be taxed. With the IRUA, your retirement income is Totally Tax Free.

That is why an IRUA can make sense for any long term goal. With other plans you must pay taxes on your retirement income.

The account is invested in stocks, bonds, and Income Fund instruments and is guaranteed over the long-term.

Growth and income are generated through the equity investment, and income is generated through bonds and Income Fund instruments. With IRUA you get the power of both types of returns.

Retirement Options 

At retirement you have the following options:

• Lifetime Income Fund – paid monthly, quarterly, semi-annually or annually.
• Access to any size lump sum at any time, plus lifetime income from the residual, paid-monthly, quarterly, semi-annually or annually.
• Placement of the accumulated savings value into Unit Trust’s Income Fund or any other account for steady high income.